The benefits of a travel reward credit card are generally well known: if you have a solid credit card then you can rack up "points" that can be later redeemed for free airline tickets. That, of course, is clearly known. But, do you know everything there is to know about the card that you have acquired? In other words, do you understand the actual financial logistics associated with the terms and conditions required for receiving that free ticket? Ok, maybe the term financial logistics seem somewhat elevated language but it refers to something that is simple. That is, do you really understand how what is required in terns of charges and payments in order to receive that free plane ticket? And, for that matter, have you thought about the interest that is associated with the card?

Far too often, a person sitting in an airline seat will notice one of those conveniently placed credit card applications next to those dubiously provided airline magazines. Considering that the ticket that the person on the plane purchased may have cost upwards of $500 the notion of receiving a free plane ticket is attractive. Of course, there is nothing wrong with receiving a free plane ticket but many times people arrive at a flawed logical conclusion. That conclusion is that the free ticket will come quick and easy. Sorry, but that is not a realistic expectation.

After all, how much do you really plan on charging over the course of the year? A free plan ticket may be a minimum amount of 30,000 points. That means you need to charge and pay back $30,000. Are you going to charge $30,000 in a few months? Doubtful! In reality, the free tickets are the fringe benefit of people a loyal and LENGTHY customer to a credit card company. They are not a means of collecting a ticket overnight and they were never meant to be.
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